Contact Us
Phone: 346-460-5528
Location
1235 N Loop W
8th Floor
Houston, TX 77008
Hours
When navigating the complexities of insurance claims in Texas, it’s crucial to understand the distinction between first-party and third-party claims. Each type of claim involves different processes, responsibilities, and parties. Here, we’ll break down the differences and explain how Patout, Fontana, & Dellis can assist with first-party claims across the Lone Star State.
A first-party insurance claim is filed by the policyholder—the “first party”—against their own insurance company (the “second party”). This type of claim is based on the terms and coverage outlined in the policyholder’s insurance contract. Common situations that lead to first-party claims include:
In these cases, the insurance company is obligated to evaluate the claim and provide the benefits stipulated in the policy.
In contrast, a third-party insurance claim is made by someone who is not the policyholder. This type of claim occurs when a third party (someone other than the policyholder) seeks compensation from another person’s insurance provider. Examples include:
Third-party claims typically require the claimant to prove the other party’s liability for the damages or injuries.
Even though first-party claims involve your own insurance company, they can still be challenging. Insurance companies may:
Texas law holds insurance companies accountable for handling claims fairly and in good faith. If you believe your insurer is not honoring its obligations, you may have grounds for legal action.
At Patout, Fontana, & Dellis, we specialize in assisting Texans with first-party insurance claims. Our team understands the tactics insurance companies use to undervalue or deny claims, and we’re committed to ensuring policyholders receive the benefits they’re entitled to. Here’s how we can help:
From Houston to Dallas, Austin to El Paso, Patout, Fontana, & Dellis proudly serves policyholders throughout Texas. Whether you’re facing a denied claim, underpayment, or unnecessary delays, our team is ready to advocate for you.
Contact us now!
Disclaimer: The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute an attorney-client relationship.
All Rights Reserved | Patout, Fontana, and Dellis PLLC | Powered By Convert It Marketing | Privacy Policy
All Rights Reserved | Patout, Fontana, and Dellis PLLC | Powered By Convert It Marketing | Privacy Policy