A fire can break out in a matter of seconds. Unfortunately, the damage it causes can affect a property owner’s life for years down the road. Though an insurance claim can’t bring back lost memories and sentimental items, it can help property owners deal with the financial side of the loss. If your property has been damaged in a fire, contact the fire damage claim lawyers here at Patout & Shaw today.
Fire Damage Claim Lawyers | Here for Property Owners in Texas
After a fire damages your home, vehicle, business, or other personal property, you can turn to our Houston first-party insurance lawyers to help you pick up the pieces. Reach out to us today so we can assess the circumstances of your case, and, from there, deal with the insurance company on your behalf to fight for the compensation you need.
Examples of Fire Damage
Fires can lead to various types of severe damage, including the following:
- Structural Damage: Compromise to the integrity of buildings, including damages to walls, roofs, foundations, and support beams.
- Interior Damage: Destruction within the home, including charred furniture, melted appliances, and ruined flooring.
- Smoke Damage: Penetration of smoke into walls, furniture, and personal belongings, causing long-lasting odors and deterioration.
- Electrical Damage: Damage to electrical systems and wiring, which can pose serious safety risks and require extensive repairs.
- Loss of Personal Property: Destruction or damage to clothing, electronics, documents, and other personal items.
- Vehicle Damage: If vehicles were in or near the structure, they might suffer from fire, smoke, or heat damage.
Filing a Claim for Fire Damage in Texas
After a fire has damaged your property in some capacity, you should take the following steps:
- Call the fire department to the scene and ensure the safety of everyone involved. Do not re-enter the damaged property until the authorities give you permission to do so.
- Take pictures and videos of all damage caused by the fire.
- Obtain a copy of the fire report from your fire department.
- Consider hiring an attorney who can help you understand your policy and its limitations, including dwelling coverage, personal property loss, and additional living expenses.
- Contact your insurance company and notify them of the fire.
- Compile a detailed inventory of damaged or lost property, including descriptions, the purchase date, and the cost of replacement or repair.
- Submit your claim, along with all necessary documentation. The insurance company will then review your claim and send an adjuster to assess the damage.
- Review the insurance company’s settlement offer. Your lawyer can help determine if it’s fair and covers all your losses. If the offer is insufficient, your lawyer can pursue further negotiation, mediation, or even litigation to secure a better outcome.
Contact Our Fire Damage Claim Lawyers Today
Don’t fight the uphill battle for compensation alone. The fire damage claim lawyers here at Patout & Shaw are prepared to fight for the full compensation to which you are entitled. Contact us today to schedule your initial consultation with our seasoned legal team.
