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Houston Flood Damage Claim Lawyers

Flooding is among the most common causes of property damage in Texas. If you’ve recently experienced property damage or loss due to a flood, our seasoned Houston flood damage claim lawyers are here to fight for the full and fair compensation to which you are entitled. Contact Patout & Shaw today so we can get started working on your claim.

Flood Damage Claim Lawyers | Here for Individuals in Texas

Unfortunately, damage caused by floods often extends beyond destroying personal objects, such as photographs, and can cost property owners thousands. If your property has been damaged by a flood, please don’t hesitate to reach out to our knowledgeable Houston first-party claim lawyers for help.

Flood Damage in Texas

When considering filing a first-party insurance claim for flood damage in Texas, it’s crucial to understand what types of damage may qualify. These examples of flood damage are often covered under flood insurance policies:

  • Structural damage to your home or property, including foundations, walls, and roofs.
  • Damage to electrical systems and plumbing caused by water infiltration.
  • Loss of personal property, such as furniture, electronics, and clothing.
  • Mold and mildew damage that occurs as a result of standing water.
  • Damage to landscaping and other exterior property features.
  • Loss of important documents or sentimental items like photographs.
  • Additional living expenses incurred if you’re displaced from your home.

How to File a Claim

After a flood, you should do what you can to take the following steps, as this will maximize your chances of being fairly compensated.

  1. Take photographs and video of all damaged property and belongings. This will be crucial evidence for your claim.
  2. Understand what your insurance policy covers and the deductibles that apply. This can help you set expectations for what compensation you might receive.
  3. Contact your insurance company as soon as possible to notify them of the damage. They will inform you about the next steps, including filling out a claim form.
  4. Complete the claim form provided by your insurance company. Be thorough and provide as much detail as possible about the extent and nature of the damage.
  5. Keep a log of all communications with your insurance company, including dates, names, and what was discussed. This documentation can be important if there are disputes.
  6. Engage a skilled flood damage claim lawyer.

File Your Claim On Time

In Texas, the statute of limitations for property damage claims, including flood damage, is generally two years from the date the damage occurred. This means you must file your insurance claim within two years to seek compensation.

However, policy specifics can vary, so it’s important to review your insurance policy for any specific time limits for reporting damage or filing a claim. Hiring a lawyer can also help ensure you meet all deadlines and improve your chances of a successful claim.

Contact Our Texas Flood Damage Claim Lawyers Today

Patout & Shaw has effectively represented clients who’ve incurred property damage for years, and we’re prepared to represent you as well. Contact our dedicated Houston flood damage claim lawyers today. We are here to fight for you, every step of the way.